33 Great Dave Ramsey Sayings

Dave Ramsey is an American businessman, author, motivational speaker, and television personality known for sharing sound financial information and promoting his strategies through Financial Peace University. With several best selling books, Ramsey is known for his broadcasts and Christian perspectives of operating a business and becoming debt free. Here is a look at some of the most notable Dave Ramsey sayings.

A budget is people telling their money where to go instead of wondering where it went.

A budget is telling your money where to You must gain control over your money or the lack of it will forever control you go instead of wondering where it went.

A typical millionaire lives in a middle-class home, drives a two-year-old or older paid-for car, and buys blue jeans at Wal-Mart.

A year of intense exercise and watching what you eat will likely change the trajectory of your life physically.

Act your wage.

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.

Debt is normal! So why be normal?

Fear is the enemy of hope.

Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.

For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.

I believe that through knowledge and discipline, financial peace is possible for all of us.

I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.

If you as a leader allow people to halfway do their jobs and don’t demand excellence as a prerequisite to keeping their job, you will create a culture of mediocrity.

If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough.

If you will live like no one else, later you can live like no one else.

It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.

Live like no else today, so you can live like no else tomorrow.

Measure your wealth not by the things you have, but by the things for which you would not take money.

Parents who let teens run around with unearned adult freedoms are naive and stupid.

Pray like it all depends on God, but work like it all depends on you.

Savings without a mission is garbage. Your money needs to work for you, not lie around you.

Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle.

Stupid is not illegal.

The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time.

The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have.

There’s a whole generation growing up thinking…the government exists to care for them.

We also glory in tribulations, knowing that tribulation produces perseverance; and perseverance, character; and character, hope.

We buy things we don’t need with money we don’t have to impress people we don’t like.

What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.

Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.

Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!

You must plan your work and then work your plan.

You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.

Dave Ramsey appears in this Larry King video on PoliticKING. In this video, the financial expert discusses why the United States citizen is still struggling to afford the American Dream.